Are you worried about your finances after divorce?

Divorce is a life-changing event that can bring emotional and financial upheaval. At Lonsdale Services, we understand how difficult it can be to untangle shared finances. Book your initial consultation.

Seek financial advice during divorce


We recommend involving a Financial Planner as early as possible in the divorce process, ideally during the initial stages of financial disclosure and negotiations. Early involvement ensures that every financial decision is informed and aligned with your future goals.

Financial considerations during divorce


Every divorce is different, and financial planning should reflect your individual needs and circumstances. Our Financial Planners work closely with you and your legal team to ensure you’ve considered all relevant aspects.

How we can help


At Lonsdale Services, we aim to remove financial uncertainty from the divorce process. With compassionate, expert guidance, our Financial Planners will help you make empowered decisions that secure your future. We work with you to safeguard your financial interests, create a realistic and achievable financial plan, and give you peace of mind as you move forward with confidence.

Divorce financial checklist

1. Asset valuation and disclosure

Understanding the full value of marital assets including savings, investments, and pensions is essential for financial transparency. We support clients through the financial disclosure process, a legal requirement in divorce proceedings.

2. Budgeting and cash flow planning

We help you build a post-divorce budget to manage day-to-day expenses and calculate the capital required from a settlement to maintain your preferred lifestyle.

3. Pension division

Pensions often form a significant part of marital assets. Our Financial Planners explain pension-sharing orders and help you understand the long-term impact of pension division.

4. Tax implications

Dividing or transferring assets can have tax consequences. We provide advice on Capital Gains Tax and other potential liabilities, helping you plan with tax efficiency in mind.

5. Debt management

Shared debts such as mortgages or loans need careful consideration. We advise on the fair division of liabilities and strategies to manage debt going forward.

6. Business interests

If one or both parties own a business, we help assess its value and provide advice on how it may be treated in the financial settlement.

7. Hidden or undervalued assets

We review financial disclosures to identify any assets that may have been overlooked or misrepresented.

8. Estate planning

Divorce affects inheritance and estate planning. We work with you to update your plans and ensure they remain tax-efficient and aligned with your new circumstances.

9. Insurance and protection

We provide advice on life insurance, critical illness cover, and income protection to help secure your financial future post-divorce.

10. Post-divorce financial planning

After a settlement is reached, we support you in developing a new financial plan. This may include investment strategies, retirement planning, and rebuilding long-term financial security.

Meet your local
financial experts


Our experienced Financial Planners deliver high-quality financial advice during divorce and beyond, offering compassionate, expert guidance from accessible local offices. As we are not tied to any provider, our impartial, cost-effective advice puts your financial interests first at every stage. We provide holistic financial planning tailored to the complexities of divorce, underpinned by our core values of integrity, reliability, and value for money, supporting you to make informed, confident decisions about your financial future.

Meet our divorce financial planning experts
Stafford Financial Advisers

Need financive advice during divorce?

If you would like a free initial consultation, complete the form below, or contact our St Albans, Barnet, Harpenden, Leeds & Bradford, Stafford, Ringwood, Ware or Chippenham office.

Advice during divorce from our Financial Advisers