Making Your Pension Work Harder: Gifting Surplus Income for Estate Planning
Wednesday 20 August 2025
This article explores how gifting surplus pension income can be a powerful tool for your estate, under current regulations and with future changes.
Divorce and Finances: Navigating Investments, Pensions and Savings
Tuesday 5 August 2025
One of the most critical and often underestimated aspects of separation is the financial impact, particularly on investments, pensions and savings.
Update: Inheritance Tax on Pensions – April 2027 Reform Confirmed
Friday 25 July 2025
Following consultation, HMRC has now confirmed that these changes have moved a step closer to coming into force from 6 April 2027.
Why Grandparents Are Skipping A Generation
Tuesday 15 July 2025
Several personal, emotional, and financial factors are prompting grandparents to leave inheritances directly to grandchildren.
Stay Safe from Scams: Your Essential Guide to Spotting Digital Fraud
Thursday 10 July 2025
Financial scams are becoming more advanced, targeting everyday people in increasingly convincing ways. This guide explains the most common types.
Understanding Investments – Common Investor Mistakes
Wednesday 11 June 2025
Independent Financial Adviser Howard Goodship reflects on 5 common investor mistakes
How Offshore Bonds Can Form Part of Your Investment Portfolio
Monday 2 June 2025
Offshore bonds can be a valuable part of a long-term financial strategy, especially for high earners seeking tax efficient investments.
Why Financial Advice Matters During Divorce
Friday 30 May 2025
Divorce is one of the most emotionally and financially challenging experiences anyone can face. Read our guidance from Lonsdale Financial Planners.
Understanding Lifetime ISAs – LISAs
Tuesday 27 May 2025
If you’re saving for your first home or looking ahead to retirement, a Lifetime ISA (LISA) can be a powerful and tax-efficient tool.
Understanding the Essentials of a Diversified Investment Portfolio
Wednesday 30 April 2025
In today’s dynamic financial environment, diversification remains an important strategy for investors aiming to manage risk and pursue returns.