Appointing Richard Porter to manage our auto enrolment solution and review our pension provision was an excellent choice.

Victoria Banks, Finance Director,
Jack Richards & Son

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Retirement Counselling


Many of your employees who are approaching retirement may have long standing company service, so you will want to offer them the best possible advice so they can maximise their retirement income.

Lonsdale Benefit Consultants offer a financial retirement counselling service to complement the other retirement services you provide.

Our experienced benefit consultants are trained to offer financial retirement advice, so trust us to work with your employees and provide them with relevant advice so your staff leave work and can manage their future finances.

Following retirement there are often a number of key financial decisions that must be addressed. If your employees have accepted early retirement they could be entitled to a redundancy payment and may require advice on how to invest any lump sum to provide a future income. We will educate your staff about the new pension changes so they can make suitable decisions for their financial future. If employees are members of your company pension scheme they should understand their pension options and may want advice about purchasing an annuity.

We offer a flexible financial retirement advice service that can be tailored to your requirements or the needs of your individual employees. Our consultants can arrange to meet employees at your company. We can offer group retirement advice sessions or confidential consultations with individual employees.

pdfYour Retirement Options – Freedom & Choice: before, at and in retirement

pdfYour Retirement Guide

When Richard Porter initially presented I was really impressed with his auto enrolment solution for MarketMakers. We were reassured that Lonsdale Benefit Consultants had already managed many other auto enrolment pension schemes, and we were confident they could manage our pension provision.”

Alan Yonge, MarketMakers, Portsmouth

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Employee Checklist

  • When do you intend to retire?
  • How much have you saved for your retirement?
  • How much retirement income do you require?
  • Do you have personal or company pension schemes?
  • Will you qualify for a state pension?
  • Are you entitled to a redundancy payment?
  • How much future income will your redundancy payment provide?
  • What level of risk are you prepared to take with your pension income?
  • Do you have any other assets that could be used to fund your retirement?
  • Do you want to be able to pass on your pension to a beneficiary?

Employee Benefits

An effective employee benefits solution helps your company retain key staff by providing the benefits they expect: life cover, income protection and private medical insurance. Offering a company pension enables employees to save tax efficiently for retirement.



Retirement Counselling


31-10-2017

Richard Porter, IFA St Albans - Pension allowances explained for high earners

Understand new pension rules so you can invest your full pension annual allowance and reclaim the maximum pension tax relief.


24-03-2017

Mark Bowen, IFA St Albans - Reviewing your defined benefit pension scheme

'Reviewing your defined benefit pension scheme’ is part of our ‘The value of an independent financial adviser series