Wealth Management

Financial advice that you can trust

How do you want to plan for your future?

Use our Lonsdale Lifetime Financial Planner to monitor your cashflow and maximise your retirement income and protect your family’s financial security.

USE OUR FINANCIAL PLANNER

We are committed to working in partnership with you to achieve your financial goals. We will be open and honest with you at all times, and act with integrity in everything we do. We believe you have the right to expect value for money from us, which is exactly what we seek to deliver.”

Simon Hawker, Managing Director, Lonsdale

Employee Benefits

Protecting your employees for life

Our approach

Lonsdale Benefit Consultants provides a high quality professional financial planning service. We offer you a clearly defined service proposition and a transparent fee structure.

We are committed to working in partnership with you to achieve your financial goals. We will be open and honest with you at all times, and act with integrity in everything we do. We believe you have the right to expect value for money from us, which is exactly what we seek to deliver.”

Simon Hawker, Managing Director, Lonsdale

Pension Trustees

Independent professional pension trustees

I am passionate about my job, as by providing financial planning advice I help clients fulfil their financial dreams in retirement. We achieve this through careful financial planning and Investment management, making sure their planning stays on track from start to finish. My clients benefit because their money works for them, so it is not eroded by charges and inflation.

Richard Porter, Director & Financial Adviser,
Lonsdale Services, St Albans, Hertfordshire

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Richard Porter
Director & Independent Financial Adviser, St Albans, Hertfordshire

Financial Planning Specialisms: Investment Planning, Estate Planning, Protection, Pension Advice & Retirement Planning, Tax, Cash Flow Modelling

RPA Awards Best Individual Pensions Advice FirmAfter graduating from University in 1995 with a 2:1 BA Honours Degree in Financial Economics Richard spent 8 years working for National Provident Institution providing financial advice, working his way up to senior financial consultant and focusing on large national advisory firms. He joined Lonsdale Services Limited in 2005.

Richard is an experienced Independent Financial Adviser (IFA) who specialises in providing financial and investment advice to high net worth business owners. He manages their financial planning and provides advice on pension, retirement, investments, estate planning and tax planning requirements. Richard also provides financial consultancy for companies, offering them financial advice and working with them to implement employee benefit solution.

In August 2015 Richard passed the Chartered Institute of Insurance (R08) Pensions Update examination, ensuring Richard is qualified to give advice on new pension legislation.

St Albans Chamber of CommerceAs a Retirement Benefit Specialist Richard works with individual pension clients & companies by providing pension advice. Richard will review your pension contributions to ensure you achieve your retirement goals, and he will manage your pension income in retirement.

In 2018 Lonsdale Services won the Retirement Planner Award (RPA) for Best Individual Pension Advice firm in the South East and Anglia, and we were ‘highly commended’ in the Estate Planner Adviser category. In 2017 we won the RPA Outstanding Customer Care award.

When he’s not providing financial advice Richard likes being with his young family at home and on holiday, and when he gets time off he enjoys the occasional game of golf!

Richard Porter – To learn more about Richard’s investment career, please read his LinkedIn profile.

Independent Financial Advisers in St Albans – Read more about our team.

Richard is always extremely helpful and responsive and I would unreservedly recommend him to anyone who is interested in finding an independent financial adviser.”

Mr M, Hertfordshire

Case Study

Generating tax efficient retirement income

How Richard Porter added value with his independent financial advice.

Retirement Income Case Study

News from our Financial Advisers

23-01-2019

Richard Porter IFA, St Albans –Use pension and ISA allowances before April 6th

Richard Porter, IFA, St Albans recommends planning ahead and using up all your pension and ISA allowances before the new 2019/20 tax year.

18-01-2019

Richard Porter, financial adviser St Albans - How to pay for care home fees?

Lonsdale Advisers can offer financial advice on paying care home fees. For example - care home fee planning for yourself or an elderly parent.

The St Albans Financial Planning Team

Read more about our team of Independent Financial Advisers in St Albans.

Case Study

Jack Richards & Son

Auto Enrolment Advice
Case Study details.

Read this Case Study

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Wealth Management

Wealth Management

Manage accumulated wealth and future income to achieve your long term financial goals. Let us offer you the right services to suit your circumstances, whether you are looking to protect your wealth, invest it to fund your lifestyle, or pass it on in the most effective way.